Francis and Denise have been married since August of 1978. They have 4 children, Shawna, Brandon, Darcy, and Blake.

Both Francis and Denise are life long residents of this area. They have seen many changes in the local communities, especially in the last few years. They have strong ties to their community. Because of this, they are active in their church, the Chamber of Commerce and also local civic groups.

Francis is knowledgeable in all lines of insurance coverage. Denise's emphasis is in the health insurance field.

Karen is a lifelong resident of the area. She and her husband, Tim, have 2 children. She is a licensed customer service representative. After working in the health and life insurance industry for 15 years, she came to the agency in 2001.

Janelle is married and is a lifelong resident of the area. She and her husband, Bob, have 3 children and 2 grandchildren. She is a licensed customer service representative and has been with the agency since 1982.