Call Us Today:
763.497.2797

5-14-2014

I need to file a claim, what should I do?

Depending on the type of claim and the company can vary what you should do.  Always give us a call and we can let you know what steps you need to take to get your claim started.  Some companies will want you to call them directly, and others will let us, the agent, call and file the claim on your behalf.

Quick Rule of Thumb:

If it is a homeowner claim:

1.) Make sure you make any reasonable effort to prevent further damage or loss to your property.
2.) Take photos and make a list of the property and contents that were damaged.
3.) Note the date and time of the claim- and a brief description of how it happened.
4.) Notify us as soon as possible and we can make sure we get the claim started immediately.
5.) If the damage needs immediate attention, call a contractor/restoration company.

if it is an auto claim:

1.) Make sure all vehicles and persons are out of harms way and away from traffic.
2.) Call the police
3.) exchange names, contact information, and insurance info including company and policy #.
4.) If possible, take pictures of any damage to the vehicles
5.) Note the date, time and area of the accident.
6.) Call us or your auto insurance company.
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7-28-2013

Homeowners Insurance: What is really covered?

If you have a house, you likely have homeowners insurance but are you aware of what is really covered?  Here is a good (and short) animated clip on what a typical homeowners policy covers.  Of course, it can't cover everything in a 2:40 video, so feel free to email me with any additional questions!

blake@fbeaudryinsurance.com

Enjoy the video and please send me an email letting me know what you think of it!



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7/25/2013


Sturgis and bike theft.

Going to the famous bike rally in Sturgis, South Dakota?  This year marks the 73rd anniversary of the rally and there is a lot of events, vendors and of course, cool bikes!  This post is for those of you going and bringing a bike.

Is theft a problem at the Rally?  Absolutely.  It is estimated that EACH rally, about $250,000 worth of motorcycles are stolen. 

While there is no way to completely protect yourself from being a victim, there are some steps you can take to lower your chances according to the Sturgis Police Department.

*Be aware of where you park
*Avoid dark, poorly lit areas.
*Pay attention to people standing around who seem to take particular interest in your bike.
*Do not leave leathers, cameras, souvenirs, etc on your bike
*LOCK YOUR MOTORCYCLE
*Factory ignition switch locks are easily overcome by thieves.  High-quality disc locks, wheel locks and heavy cable or chain locks are recommended in additon to factory installed devices.  inexpensive locks are generally of poorer quality and are easily broken or cut.

***If your bike unfortunately is stolen, is your coverage adequate?  Have you added any custom parts or accessories that could change the value of the bike?  Make sure to keep receipts, take photos and check to see that your coverage reflects those additions!***

Have fun but take all steps possible to prevent from being a victim of theft!

Our Location

Francis Beaudry Insurance

5850 Barthel Industrial Drive, Suite 102 
Mailing Address: PO Box 128
Albertville, MN 55301
Main office: 763-497-2797
Fax: 763-497-3880

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

“We have always been treated with utmost respect, professionalism, and expertise. Our questions and concerns have always been answered and it has given us a real sense of security that we have made the right decision for us.”
- Ted N. Rogers, MN
“You research and answer my questions and with a lot of courtesy and patience”
- Gloria G. Brooklyn Center, MN
“We have been with Francis Beaudry Insurance for 35 years. It is family run- we feel like family”
- Alan & Lois B- Monticello, MN
“Friendly atmosphere”
- Butch M. Elk River, MN
“Very easy to talk to Blake. Always catches up with me about anything we talked about in the past. Been with Blake since I was 16.”
- Nathan S. Big Lake, MN
“Rapid assistance from everybody at your office for any questions on issues & accuracy of answers.”
- Richard & Nancy M. Buffalo, MN
“You are great the way you are with clients. You are prompt with call returns and you explain things to us and spend time with us in appointments”
- Joy W. Elk River, MN
“Personal service. Keep doing what you are doing.”
- Monte M, Plymouth, MN.
“I have had great satisfaction and continued good experiences. I do recommend the agency often.”
- Gretchen H. Plymouth, MN
“Real honest quotes. Blake goes above and beyond to be sure I’m getting the best value. He also is thorough in his explanation of my policy and can always answer any questions.”
- Mercedes M. Ramsey, MN
“Friendly. Answer any questions in a timely manner. They help with any problems we have.”
- Lenny O. Crystal, MN