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Professional Liability in Albertville and St. Michael, MN

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Francis Beaudry Insurance, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Francis Beaudry Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Francis Beaudry Insurance today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Francis Beaudry Insurance

5850 Barthel Industrial Drive, Suite 102 
Mailing Address: PO Box 128
Albertville, MN 55301
Main office: 763-497-2797
Fax: 763-497-3880

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

“We have always been treated with utmost respect, professionalism, and expertise. Our questions and concerns have always been answered and it has given us a real sense of security that we have made the right decision for us.”
- Ted N. Rogers, MN
“You research and answer my questions and with a lot of courtesy and patience”
- Gloria G. Brooklyn Center, MN
“We have been with Francis Beaudry Insurance for 35 years. It is family run- we feel like family”
- Alan & Lois B- Monticello, MN
“Friendly atmosphere”
- Butch M. Elk River, MN
“Very easy to talk to Blake. Always catches up with me about anything we talked about in the past. Been with Blake since I was 16.”
- Nathan S. Big Lake, MN
“Rapid assistance from everybody at your office for any questions on issues & accuracy of answers.”
- Richard & Nancy M. Buffalo, MN
“You are great the way you are with clients. You are prompt with call returns and you explain things to us and spend time with us in appointments”
- Joy W. Elk River, MN
“Personal service. Keep doing what you are doing.”
- Monte M, Plymouth, MN.
“I have had great satisfaction and continued good experiences. I do recommend the agency often.”
- Gretchen H. Plymouth, MN
“Real honest quotes. Blake goes above and beyond to be sure I’m getting the best value. He also is thorough in his explanation of my policy and can always answer any questions.”
- Mercedes M. Ramsey, MN
“Friendly. Answer any questions in a timely manner. They help with any problems we have.”
- Lenny O. Crystal, MN