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Auto Insurance in Albertville and St. Michael, MN

Specialized Protection for Drivers in Albertville and St. Michael, MN

Auto insurance is an important part of any driver’s on and off-road experiences.  This type of insurance protects against damages and injuries and keeps drivers compliant.  It’s often thought of as ‘one-size-fits-all’ but is in fact individualized and unique.  At Francis Beaudry Insurance we have a comprehensive auto insurance program through which we write broad and flexible policies, and these policies are tailored to the needs of individual clients.  We’re happy to develop a customized plan for you, and this plan will keep you secure against unnecessary financial losses for the right price.  

Coverage customized to fit you

Auto insurance coverage usually wraps around property damage, injuries, collisions, and vehicle theft and/or damage.  There are other areas of coverage for this type of insurance and each of them is important, but most coverages relate to broad and basic protection.  At Francis Beaudry we encourage all of our clients to protect themselves against all exposures, and this helps keep clients fully secure.  Full security involves purchasing all-encompassing plans, to which some clients are opposed.  We demonstrate the value of full protection and explain how small the costs of this protection are compared to the costs of basic plans.  

We consult with clients in great depth to gain a firm understanding of the clients' potential risks and needs.  Our understanding feeds our abilities to help clients make the best insurance investments.  The soundness of an investment is closely related to the coverages selected for a policy, and we work closely with clients to ensure that the right coverages are selected.  


The coverages from which you can choose include:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

The state of Minnesota has minimum auto insurance coverage requirements, and these requirements protect against small damages; they do not protect against large damages.   At Francis Beaudry we write auto insurance policies that exceed state requirements by significant amounts.  At a minimum, we insure each policyholder for $100k per person for personal injury costs per incident and $300k total for personal injury costs per incident.  Also, we insure each policyholder for at least $100k for property damage per incident.  

Finding the right solution with Francis Beaudry

Auto insurance needs often evolve over time, and for each policyholder auto insurance must evolve with these needs.  New vehicle purchases, growing families, and relocations all contribute to the evolution of drivers’ needs, and at Francis Beaudry we develop policies that keep drivers protected no matter how the drivers’ needs change. 

We’ve insured drivers in East-central Minnesota for decades and we know markets in this area, so we understand how to deliver optimal solutions.  We also understand how to deliver these solutions quickly and efficiently.  Our knowledge, experience, and efficiency distinguish us from other insurers.

In addition to valuable products, we provide personalized, effective services.  We’re available when clients need us and we ensure that each client has a dedicated agent.  We also manage risk and claims.  We help reduce exposures, and this contributes to keeping clients’ costs low.  We advocate for clients as well, and this helps clients achieve suitable resolutions. 

If you would like to learn more or speak with an agent, please contact us or call us.  You can also start learning about a policy by requesting a quote

At Francis Beaudry Insurance we are proud to provide car insurance in Albertville, St. Michael, Maple Grove, Monticello, Buffalo, and Rogers, MN.  We also serve other areas in the state.  

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Our Location

Francis Beaudry Insurance

5850 Barthel Industrial Drive, Suite 102 
Mailing Address: PO Box 128
Albertville, MN 55301
Main office: 763-497-2797
Fax: 763-497-3880

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers


“We have always been treated with utmost respect, professionalism, and expertise. Our questions and concerns have always been answered and it has given us a real sense of security that we have made the right decision for us.”
- Ted N. Rogers, MN
“You research and answer my questions and with a lot of courtesy and patience”
- Gloria G. Brooklyn Center, MN
“We have been with Francis Beaudry Insurance for 35 years. It is family run- we feel like family”
- Alan & Lois B- Monticello, MN
“Friendly atmosphere”
- Butch M. Elk River, MN
“Very easy to talk to Blake. Always catches up with me about anything we talked about in the past. Been with Blake since I was 16.”
- Nathan S. Big Lake, MN
“Rapid assistance from everybody at your office for any questions on issues & accuracy of answers.”
- Richard & Nancy M. Buffalo, MN
“You are great the way you are with clients. You are prompt with call returns and you explain things to us and spend time with us in appointments”
- Joy W. Elk River, MN
“Personal service. Keep doing what you are doing.”
- Monte M, Plymouth, MN.
“I have had great satisfaction and continued good experiences. I do recommend the agency often.”
- Gretchen H. Plymouth, MN
“Real honest quotes. Blake goes above and beyond to be sure I’m getting the best value. He also is thorough in his explanation of my policy and can always answer any questions.”
- Mercedes M. Ramsey, MN
“Friendly. Answer any questions in a timely manner. They help with any problems we have.”
- Lenny O. Crystal, MN