Call Us Today:
763.497.2797

HSAs in Albertville and St. Michael, MN

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, Francis Beaudry Insurance can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at Francis Beaudry Insurance today to learn more about how an HSA can benefit you.

Our Location

Francis Beaudry Insurance

5850 Barthel Industrial Drive, Suite 102 
Mailing Address: PO Box 128
Albertville, MN 55301
Main office: 763-497-2797
Fax: 763-497-3880

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

“We have always been treated with utmost respect, professionalism, and expertise. Our questions and concerns have always been answered and it has given us a real sense of security that we have made the right decision for us.”
- Ted N. Rogers, MN
“You research and answer my questions and with a lot of courtesy and patience”
- Gloria G. Brooklyn Center, MN
“We have been with Francis Beaudry Insurance for 35 years. It is family run- we feel like family”
- Alan & Lois B- Monticello, MN
“Friendly atmosphere”
- Butch M. Elk River, MN
“Very easy to talk to Blake. Always catches up with me about anything we talked about in the past. Been with Blake since I was 16.”
- Nathan S. Big Lake, MN
“Rapid assistance from everybody at your office for any questions on issues & accuracy of answers.”
- Richard & Nancy M. Buffalo, MN
“You are great the way you are with clients. You are prompt with call returns and you explain things to us and spend time with us in appointments”
- Joy W. Elk River, MN
“Personal service. Keep doing what you are doing.”
- Monte M, Plymouth, MN.
“I have had great satisfaction and continued good experiences. I do recommend the agency often.”
- Gretchen H. Plymouth, MN
“Real honest quotes. Blake goes above and beyond to be sure I’m getting the best value. He also is thorough in his explanation of my policy and can always answer any questions.”
- Mercedes M. Ramsey, MN
“Friendly. Answer any questions in a timely manner. They help with any problems we have.”
- Lenny O. Crystal, MN