Medicare Coverage in Albertville, MN
Medicare is a federal health insurance program administered by the Centers for Medicare and Medicaid Services, a division of the U.S. Department of Health and Human Services, for those who are 65 or older or certain people with disabilities. At Francis Beaudry Insurance, we have over 20 years of experience writing this type of policy and are able to provide all parts of this coverage to the residents of Albertville and surrounding areas throughout Minnesota.
Why do I need Medicare?
Medicare can provide the necessary coverage for people age 65 and older, people under age 65 with certain disabilities, and people of all ages with kidney failure requiring dialysis or a transplant. This coverage ensures you will be covered for the costs of specific services you may need if you fit into this demographic.
Medicare Coverage Options
There are four different parts of Medicare that are important to understand. Our team of agents are able to sit down with each customer individually to determine what would best suit their needs.
We are able to provide the following parts of Medicare Coverage:
Medicare Part A
Part A covers inpatient hospital care (free for most American Citizens), stay in a nursing facility, hospice care, and some forms of home health services.
Medicare Part B
Part B covers certain doctor’s visits, outpatient care, medical supplies, and preventative services. This year from October 15 to December 7 you will be able to change your plan if you are on a Medicare Advantage Plan. There are a few other special enrollment periods throughout the year so please call us to see if you are eligible.
Medicare Part C
This part gives us the ability to provide you with both Parts A and B, along with the Medicare Advantage Plan which includes the following:
- Health Maintenance Organizations
- Preferred Provider Organizations
- Private Fee-for-Service Plans
- Special Needs Plans
- Medicare Medical Savings Account Plans
Medicare Part D
Part D allows us to add prescription drug coverage to some other parts of Medicare coverage.
What you can expect from us
We understand this is a complicated process for those who are not familiar with Medicare Coverage. Our team is willing to work with you on an individual basis to create the best plan to fit your insurance needs.